A six-figure salary used to be considered wealthy—but now, most of these earners are struggling to stay afloat amid raging living costs and salary deflation. That’s because households making $100,000 annually are still considered “middle-class” in every U.S. state, according to a recent an alysis of 2023 U.S. Census Bureau data. How much money you need to make to be “rolling in it” has changed—earning nearly $200,000 a year isn't even considered upper-class in some U.S. states. Being considered rich is becoming more gate-kept among the 1% raking in millions every day.  According to a recent SmartAsset analysis of 2023 U.S. Census Bureau data, a household making $199,000 a year in Massachusetts and New Jersey would still be considered middle-class. Even in Mississippi, which has the lowest median middle-class income in the U.S., households would need to earn over $108,000 to be considered well-off. The salary range of middle-class homes, representing about 52% of American workers, is of course huge. The lowest salary considered to be in the socioeconomic class is $36,132 in one state, while the highest hits a staggering $199,716 in another. But in every single state in America, a $100,000 salary is no longer enough to be considered “upper-class”—and families with six-figure incomes are even struggling to get by.  Why what’s considered ‘middle-class’ has changed A six-figure salary used to rouse images of a high-class lifestyle—luxury cars, sizable houses, and a stacked savings account on the side. But now it’s barely enough for most to survive. More than half of Americans making over $100,000 annually lived paycheck-to-paycheck in 2022, up 7% more than the previous year, according to a 2023 report from PYMNTS and LendingClub.  There are a few reasons why more six-figure earners are struggling to keep their heads above water; the SmartAsset report points to raging inflation and shifting salaries across the U.S. Some workers have been hit with wage deflation; employees who stayed in their current roles received a 4.6% wage bump in January and February, while those who switched jobs only received a marginally higher increase of 4.8%, according to recent data from the Atlanta Fed. This has ruined the prospect of switching companies to make more money in the same role.  Inflation has also increased living expenses across the board, from egg prices shooting up over 60% in the last year to a housing market paralyzed by soaring costs. It’s assumed that a middle-class lifestyle could at least keep up with the basics, but 67% of those households say their incomes were falling behind the cost of living, according to a 2024 survey from financial services company Primerica. The American Dream of a white picket fence and stocked fridge can no longer be achieved by solely raking in a six-figure salary. While U.S. households could reach the upper-class in states with a lower wage threshold, high-paying job opportunities in those areas can be scant. And across the board, the average middle-class household in every state still doesn’t make $100,000. Is your household struggling to get by on a six-figure income? Fortune wants to hear from you. Reach out: emma.burleigh@fortune.com Here's how much you'll need to outearn to escape the middle-class in every U.S. state U.S. states are ordered from the highest to the lowest upper-bound incomes needed to maintain a middle-class standing. Massachusetts: $199,716 New Jersey: $199,562 Maryland: $197,356 New Hampshire: $193,676 California: $191,042 Hawaii: $190,644 Washington: $189,210 Utah: $186,842 Colorado: $185,822 Connecticut: $183,330 Virginia: $179,862 Alaska: $173,262 Minnesota: $170,172 Rhode Island: $169,944 New York: $164,190 Delaware: $162,722 Vermont: $162,422 Illinois: $160,612 Oregon: $160,320 Arizona: $154,630 North Dakota: $153,050 Nevada: $152,728 Texas: $151,560 Idaho: $149,884 Georgia: $149,264 Wisconsin: $149,262 Nebraska: $149,180 Pennsylvania: $147,648 Maine: $147,466 Florida: $146,622 Wyoming: $144,830 South Dakota: $143,620 Iowa: $142,866 Montana: $141,608 North Carolina: $141,608 Kansas: $140,666 Indiana: $138,954 Michigan: $138,366 Missouri $137,090 South Carolina: $135,608 Ohio: $135,538 Tennessee: $135,262 New Mexico: $124,536 Alabama: $124,424 Oklahoma: $124,276 Kentucky: $122,236 Arkansas: $117,400 Louisiana: $116,458 West Virginia: $111,896 Mississippi: $108,406 This story was originally featured on Fortune.com ...read more read less