WAILUKU, Hawaii (KHON2) -- If you've received a suspicious text from your bank or credit union regarding an urgent matter, Hawaii agencies warn you to steer clear. Get Hawaii's latest morning news delivered to your inbox, sign up for News 2 You The warning comes after Maui residents reported receiving suspicious texts from "bad actors" who claimed to be from their bank or credit union. Credit Unions of Maui said the texts contain urgent language, asking if the individual made a charge to a merchant or attempted to send funds to someone. Two luxury resorts could be coming to Ko Olina If the answer is "No," the victim is asked to click the provided link and is directed to the bank's digital website. They are then asked to provide personal information, login credentials or payment details. Once the information is inputted, the fraudsters will then have access to financial accounts to steal sensitive information. "The Credit Unions of Maui are working closely with authorities to address this issue and prevent further incidents. Your vigilance is crucial in stopping these scams and protecting our community." If you receive one of these phishing texts, do not respond to the message. Instead, report it by forwarding it to 7726 (SPAM) and notify your financial institution. You are then advised to monitor your accounts carefully for suspicious activity. You can also protect yourself by enabling two-factor authentication. Check out more news from around Hawaii For Oahu residents, the Honolulu Police Department warned residents of scammers impersonating police officers "claiming they have a warrant and demanding payment." HPD reminds everyone they will never call to request payments. Those who receive these phone calls are advised to hang up immediately and report the scam to HPD immediately.