CHARLOTTE, NC–   Consumers are being deluged by scams these days. Fake voting text messages… fake emails from your bank….and more. But consumer reporter john matarese shows us an easy way to spot a scam message…so you Don’t Waste Your Money. A new report in readers digest says there are some giveaways that a text or email is a scam. The most common is a 3-word phrase: “would you kindly.” that’s because scammers tend to live in other countries….and english is not their first language. As a result, they tend to us old fashioned language, british spellings, or just awkward grammar. Most Americans do not use the word “kindly.” other red flag phrases: “Dear sir or Madam” …no one in the us says “Madam” these days, or starting a sentence with “am” …. such as “am contacting you because of a problem.” And any grammatical or spelling error: banks and government agencies do not misspell words.