More Texas student loan borrowers are falling behind on payments. Here's why
Jul 24, 2026
The number of Texas borrowers who have fallen far behind on paying back their federal student loans has doubled in less than a year, data shows.
Between September 2025 and March 2026, the number of Texans who have defaulted on student loans jumped from about 461,000 to 878,000, according to Feder
al Student Aid data analyzed by the Associated Press and The Dallas Morning News.
The recently released data, which shows that defaults across the United States have reached record levels, indicates that borrowers have struggled to resume payments after the federal government’s yearslong pandemic-related collection freeze.
Higher education advocates and experts said they expected many to miss their student loan payments after such a long pause, during which the federal government made major changes to student loan policies and borrowers got out of the habit of paying.
Click here to read more on this report from our partners at The Dallas Morning News.
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