As we get closer to the deadline to file your taxes, the IRS is warning you to be careful of scams. Financial experts warn that multiple small buy-now-pay-later plans can strain budgets and risk credit damage. Tampa Bay 28 Repo rter Susan El Khoury advises factoring all buy-now-pay-later plans into your budget, tracking active plans, and limiting the number of loans you take at once. ...read more read less