New research from AAA reveals that smartphone applications designed to monitor driving habits can effectively reduce risky behaviors and potentially lower auto insurance premiums. The AAA Foundation for Traffic Safety conducted a 24-week national study involving over 1,400 participants to assess the impact of “usage-based insurance” (UBI) programs. These programs utilize smartphone apps to track […] Smartphone Apps Show Promise In Curbing Risky Driving, Saving On Insurance ...read more read less