FORT WAYNE, Ind. (WANE) -- For those who rely on SNAP benefits for groceries, being without them can be devastating, as one Fort Wayne mother of eight children learned when her benefits were stolen Saturday. The theft resulted in $1,300 being stolen and spent in five different locations across New York City, leaving Rosetta Haywood with no money on her EBT card for January. "At checkout, when I went to go pay for my items, it was all gone," Haywood said. On top of that, recent legislation passed by Congress and signed by President Joe Biden made it so SNAP benefits stolen via card skimming and other similar methods cannot be replaced if the theft happened from Dec. 21 onward. Haywood's deposit was stolen on Jan. 11 and was frustrated when she called the Family and Social Services Administration (FSSA). "She was like, 'Unfortunately, there's nothing we can do about it,'" Haywood said. "I said, 'Well, who else can I talk to?' And she put me on the phone with a supervisor. He got on there and told me the same thing, 'There's nothing we can do.'" SNAP is a federal program, but distribution of funds happens at the state level. In Indiana, the FSSA handles that task. WANE 15 reached out to the FSSA after learning of Haywood's plight, and the government agency pointed to a website containing resources on how people using SNAP benefits can protect themselves from fraud. The website includes information on how to protect EBT cards, how to report stolen benefits and other materials. Haywood had her own word of advice: Don't use your EBT card at a gas station or convenience store.