House Bill 1114 aims to cap insulin costs
Jan 12, 2025
BISMARCK, ND (KXNET) — The cost of insulin has skyrocketed over the years, forcing many families to make tough financial choices. A new bill making its way through the North Dakota Legislature could cap the price for some residents.
According to the American Association of Retired Persons, more than 57,000 people in North Dakota rely on insulin. For many, the cost has made access to this lifesaving drug feel out of reach. People like Danelle Johnson, whose daughter Danica depends on insulin.
Advocate Danelle Johnson said, "When Danica was diagnosed, her 90-day supply of insulin was $3,946.99. That’s a lot. And people say, ‘Well, you don’t pay that, do you?’ And I’m like, absolutely we pay that because as a member of our insurance plan, we pay a co-insurance off that retail price. $4,000 every three months to stay alive, that’s ridiculous!”
House Bill 1114 aims to ease that burden. If passed, the bill would cap out-of-pocket costs for insulin and diabetic supplies at $25 a month for those on private insurance.
“Over 25 other states have already passed an insulin capping bill. Our state is the only one that has this two-year trial period to see if it’s okay to roll out to more people,” said Johnson.
The bill builds on a pilot program for state employees that capped insulin costs.
Josh Askvig, who works for AARP, said, “Oftentimes, choices between rationing insulin, affording prescription drugs, or housing costs or food are a priority for us. House Bill 1114 aims to close a gap that exists today in the insurance market and make sure people aren’t paying astronomical prices for insulin and insulin supplies.”
But not everyone agrees with the proposal. Some insurance companies are concerned about costs being shifted to premiums, leading to higher premiums for policyholders.
“In the study over the two years, they found that it actually decreased the price and their cost of supplying insulin on the Indy purse plan,” said Johnson.
“We certainly heard testimony at the hearing on Thursday that insurance carriers don’t like mandates. I will tell you, out-of-pocket caps, I don’t think, is the solution that should be applied for everything, but I think in this instance, it’s an important step forward," Askvig said.
For families like the Johnsons, there is no time to wait.
“I’m begging people to come to the table and help us resolve the issue, but I don’t want people to die while we’re waiting. I’ve been working on this for seven years. How much longer do we have to wait?" Johnson said.
Advocates say the price cap could mean the difference between life and death.
The bill is now under consideration in the North Dakota legislature. Lawmakers are expected to make a decision later this session.