SPRINGFIELD, Mass. (WWLP)- One in ten Americans say they overspent on holiday gifts, and while some prefer to wait to pay off debt, many local residents say they plan to prioritize it now. "Definitely doing more than the minimum payments. I'm trying to get it down as quick as possible," said Allyson Wilson of Springfield. Windsor Locks man faces up to 40 years in prison for robberies According to a recent WalletHub survey, more people are delaying their credit card debt. The survey finds that one in ten people admit to overspending. 46% say they don't have a plan in place to pay off their debt. One in five people believe they will have even more credit card debt by the end of the year, and 20% of Americans plan to transfer their holiday debt to a new credit card. "I always spend wisely. There's been a time in my life when I didn't," said Willard Coffield of Springfield. "I ran up the credit card, and then I had all those months to pay it off. I am too old for that, I learned my lesson. So if I can't afford to pay for it, I don't buy it." According to the survey, the average American household is estimated to have $10,751.00 in credit card debt. Local News Headlines Eastern States Exposition employees receive roles in International Association of Fairs and Expos Fall River man charged with sending cocaine through mail Holyoke Community College holds Registration Express event Survey shows excessive holiday spending carries debt into the new year WWLP-22News, an NBC affiliate, began broadcasting in March 1953 to provide local news, network, syndicated, and local programming to western Massachusetts. Watch the 22News Digital Edition weekdays at 4 p.m. on WWLP.com.