Indiana should be able to breathe easy this week. It has very little chance of making it into the Big Ten championship game. On the other hand, Georgia’s spot in the Southeastern Conference title game is so risky that if the Bulldogs lose, they might have been better off sitting it out. Over the next two weeks, the warm familiarity of conference championship games, which began in 1992 thanks to the SEC, could run into the cold reality that comes with the first 12-team College Football Playoff. Conference title games give the nation’s top contenders a chance to hang a banner and impress the CFP committee, but more than ever, the bragging rights come with the risk of a season-wrecking loss — even with an expanded field. “I just don’t think it’s a quality conversation,” Georgia coach Kirby Smart said last week, sticking with the time-honored cliche of looking no further than the next weekend’s opponent. Those who want to have that talk, though, already know where Georgia stands. The Bulldogs (9-2) are ranked sixth in this week’s AP Top 25 and projected somewhere near that in the next set of CFP rankings that come out Tuesday. They already have two losses and would have to beat Texas or Texas A&M in the SEC title game Dec. 7 to avoid a third. How bad would a third loss hurt? Michigan athletic director Warde Manuel, the chairman of the selection committee, insists that making a conference title game shouldn’t count against a team. What that really means won’t be known until the games are played and the pairings come out Dec. 8. “We’re going to let the season play out,” Manuel said. “But I think teams who make that championship game, the committee looks at them and puts them in high esteem.” Indiana’s situation is more complex All of which could be good news for Indiana in the unlikely event the Hoosiers find themselves playing for the Big Ten title. Indiana is coming off a flop in its first major test of the season, a 38-15 loss to Ohio State last weekend. After his team’s first loss of the season, coach Curt Cignetti took offense to being asked whether the Hoosiers were still a playoff-caliber team. “Is that a serious question?” he asked. “I’m not even going to answer that. The answer is so obvious.” What might hurt Indiana, which dropped five spots to No. 10 in the AP poll, would be another drubbing. The Hoosiers would be at least a two-touchdown underdog in a title-game matchup against top-ranked Oregon. The odds of that happening, however, are slim. It would take a Michigan upset of Ohio State on Saturday, combined with a Maryland upset of Penn State and, of course, an Indiana win over Purdue (1-10). History lessons Because this is the first year of the 12-team playoff, there’s no perfect comparison to make. But 2017 provides a textbook example of how a team losing its conference title game suffered. That year, Alabama had one loss (to Auburn) and didn’t play in the SEC title game but made the four-team field ahead of Wisconsin, which was 12-1 after a loss to Ohio State in the Big Ten championship game. Ohio State didn’t make it either — two losses didn’t get teams into a four-team field. Neither did undefeated UCF. Other conferences seem more clear-cut Saturday’s results made things a little clearer for the rest of the conferences: In the Big 12, winning the title game is probably the only way for Arizona State (9-2), BYU (9-2), Iowa State (9-2), Colorado (8-3) or anyone else to earn a spot in the 12-team playoff. None is ranked higher than 14th in the AP poll. The Atlantic Coast Conference could get multiple bids. Miami (10-1), SMU (10-1) and Clemson (9-2) all were in the top 12 of this week’s AP poll. They were cheering the loudest when both Alabama and Mississippi suffered their third losses. The Mountain West would be a one-bid conference, but that’s only a sure thing if Boise State wins. A loss by the Broncos could open the CFP to Tulane or Army of the American Athletic Conference. Both the MWC and AAC title games take place at 7 p.m. CST on Dec. 6. Other things to watch when the rankings come out Where the committee places Alabama and Ole Miss on Tuesday will be an indicator of what it thinks of teams with three losses that played very strong schedules. It also could set the stakes for Georgia, which faces the prospect of loss No. 3 in the Dec. 7 SEC title game, assuming the Bulldogs beat rival Georgia Tech this week. Clemson has been steadily climbing. Its 34-3 loss to Georgia came on Aug. 31. Is it ancient history to the committee, though? Indiana’s status as a playoff team — in, out, nervous? — will become apparent. The Ohio State game was the Hoosiers’ first against a top-flight opponent. Then again, it’s their only loss and their weak Big Ten schedule is not their fault.