Fireproof home near Yosemite spurs alliance to insure homes in wildfire risk areas
Nov 07, 2024
YOSEMITE, Calif. (KSEE/KGPE) – A new alliance set to make homes in high-fire-risk areas insurable was forged during a key construction milestone on Northern California's first wildfire-proof home near Yosemite.
PHNX Development, which officials say is the "pioneer of the nation’s first Type 1A non-combustible single-family home", announced Thursday its alliance with Mercury Insurance to forge a path toward making homes in high fire-risk areas insurable.
The announcement was made Thursday as the roof beams were installed on the company’s newest wildfire-safe home; PHNX Development says the home on Pine Mountain Lake near Yosemite National Park is the first of its kind in Northern California.
“We knew that insurance companies would be really excited about this opportunity to reduce their risk and be able to offer more home policies with confidence—even in high fire-risk areas,” said Laurie Fisher, founder of PHNX Development. “We are honored to have Mercury Insurance be the first to offer a seat at their table.”
The company says the installation of the roof beams is particularly symbolic because their patent-pending PHNX Longspan™ roof and floor framing system is what makes Type 1A construction financially feasible for single-family homes.
Type 1A construction uses only concrete and steel, there is no wood and no roof vents, so there is nothing to ignite. PHNX Development says this type of construction means their homes are not only resistant to fire but also to wind, water, rot, and pests.