It's National Financial Planning Month, and experts are sharing their personal finance tips with Scripps News.Automating your savings is a great way to make planning for large purchases easier. At least 50% of your paycheck should go to the needs portion of your daily expenses, and other amounts can go to other areas of personal finance like entertainment and other non-essentials. Some automated savings programs can help when not working with a financial planner or adviser. And if you're taking on financing it's best to be smart about it and eye interest rates like a hawk and really know all the numbers and what you're getting into. Jay Duffy is the co-founder and managing partner at Frame Wealth Partners. He says when making purchases, never let emotion guide you. Use tested and proven financial knowledge from experts. RELATED | Average American thinks it takes $2.5 million to be wealthy in 2024"Ultimately the decision should align with your financial goals and your current cash flow situation," Duffy told Scripps News. He says weddings are a prime example of distant events that require saving to start very early on. College expenses and planning to have a child are other major examples. Overall the advice is clear: Always make purchases that align with your financial abilities and goals, while also constantly educating yourself with trusted and expert advice from reputable sources.