OKLAHOMA CITY (KFOR) – Oklahoma home and landowners now have another weather element affecting insurance policies. According to Oklahoma Insurance Commissioner, Glen Mulready, around two percent of Farmers Insurance customers will be impacted by the latest change. The insurance company will not be renewing policies for people living in a “wildfire exposure” area. LOCAL NEWS: Despite relaxed ‘cut’ score, most Oklahoma students still scored below proficient on state tests "What we're seeing is they will be non-renewing beginning in November, just over 1,300 homeowner policies," said Mulready. Mulready said some of the company’s policy holders were even affected in Oklahoma County. Ripe conditions for wildfires have placed Oklahoma on the map for fire exposure which has Farmers Insurance paying attention. The FEMA Fire Index Map showed Oklahoma highlights as a fire danger area. Destructive wildfires swept across western Oklahoma in early 2024. The fires crippled farmers, ranchers, and homeowners. "The trend that we've noticed is the gap in between those kind of historic years has started to close and it's getting warmer, it's getting drier," said Andy James, fire management chief for Oklahoma Forestry Service. James said the fires have become much more difficult to suppress. The Forestry Service have been talking with the Insurance Commission about how fires have impacted policy holders. “There's a lot of collaboration and coordination that goes on between all the agencies in Oklahoma that are impacted by wildland fire,” said James. LOCAL NEWS: ‘Give people false hope’: Stillwater apartment complex rebranding after complaints News 4 reached out to Farmers Insurance for a comment on the change. They sent us this statement: Farmers continues to offer auto, home, and other personal lines products in the state. We regularly make adjustments to our product, underwriting, and pricing to ensure we can continue to meet the needs of our customers. Those who may be affected by underwriting changes are encouraged to discuss options with their Farmers agent. The decision has left some in Oklahoma wondering if other insurance companies could follow suit."We currently have 113 insurance companies that have active homeowner's policies in Oklahoma. So there's a lot of competition out there," said Mulready.  "But I don't know of anyone else that has taken that broad of coverage with wildfires."