A non-profit working to make homeownership more accessible has helped hundreds of people in the Milwaukee area Saturday get one step closer to buying.Melody Easterling was among the group of prospective buyers who took part in the Neighborhood Assistance Cooptation of Americas (NACA) Achieve the Dream event. Its been a great processjust everybody has been friendly, Easterling said. They go the extra mile.The non-profit's founder and CEO Bruce Marks told TMJ4s Tahleel Mohieldin what sets NACA apart is that they consider a persons circumstances.He said things like a divorce, or unpaid medical bills can negatively impact a persons credit but that doesnt mean they wont be reliable buyers.Those approved for NACAs below-market fixed-rate mortgage can purchase a home without a down payment or closing fees. "It's so important because affordable homeownership is a major issue, Marks said. People come here because they can get a mortgage payment less than they're paying in rent."So when 24-year-old Haley Otto learned her rent would be increasing by 35 percent she too decided to try NACA. "It made me think 'You know what I'm going to do it'," Otto said. "I've been browsing Zillow for a long time wishing about getting a house so now it feels like it's within my grasp."After 40 years of lending and fighting for economic justice, Marks said investing in people like Easterling and Otto has paid off.We've done over 75 thousand mortgages, he explained. We have a foreclosure rate of 0.00012.For Easterling, walking away from Saturdays event with a mortgage secured is not only a dream come true but an opportunity to lead by example.I have four children that are all going to become homeowners, she said. "It just ensures and secures the fact you have somewhere to lay your head that you can call yours."The Achieve the Dream homeownership workshop will continue Sunday at the Hyatt Regency in downtown Milwaukee from 8:00 a.m. to 8:00 p.m.Its about time to watch on your time. Stream local news and weather 24/7 by searching for TMJ4 on your device.Available for download on Roku, Apple TV, Amazon Fire TV, and more.Report a typo or error // Submit a news tip