The end of summer means many things to many different people: back to school; one last visit to the beach, changing the closets from shorts to sweaters. For me, Labor Day serves as a reminder that it’s time to start my annual wellness checks. When I hear the word “wellness,” I first think of scheduling my important medical checkups. Is it time for my flu shot? Have I scheduled all my annual tests? But this is also a great time to do a checkup on our financial wellness. With our physical…